peHUB First Read

* S&P, Moody's, Fitch and... Bloomberg? * Steven Carpenter: Zynga's profits are at risk * Cuomo investigation into banks: Big deal or big PR move? * Morning Call: U.S. futures point lower, London falls early, European shares retreat, the Nikkei loses 1.5% and Hong Kong shares turn negative. * James West: The world according to gold * How group dynamics may be killing innovation * Matthew DeBord: Is it back to the future for electric cars? * Did Google agree to a $700 million kill fee on the AdMob deal? * Arrington defends Zuckerberg * On the other hand, an anti-Facebook project is piling up the donations * Andy Bernard Bait: Cornell University's endowment chief is stepping down to launch a hedge fund.